Senior Manager - Credit Management


CAREER OPPORTUNITY

Are you looking for an employer who promotes individual excellence and mutual respect in a team-driven culture with a key focus on social empowerment? The Co-operative Bank of Kenya, “The Kingdom Bank” is the place for those looking to new horizons.
SENIOR MANAGER – CREDIT MANAGEMENT
Job Summary
The jobholder will be expected to provide leadership in Credit Management.
Key Duties and Responsibilities
  • Work closely with the Director – CMD to maintain appropriate credit risk management culture
  • Oversee analysis of proposals from lending units and ensure the approved credit facilities comply with the Credit Policy and Lending Manual
  • Ensure credit applications are processed within agreed Service Level Agreements and all the disbursement processes meet the agreed Service Level Agreements
  • Proper operation and maintenance of loan accounts and records as well as ensuring effective monitoring of loans highlighting and managing any notable deterioration of the portfolio
  • Co-ordinate efforts together with lending units, Internal Audit, Credit Administration and branches to ensure adherence to the Bank’s Credit Policy and lending guidelines
  • Ensure that statutory reports are accurately prepared and submitted on time
  • Maintain an up to date and accurate inventory of physical and other collaterals
  • Participate in product development and reviews to ensure that they adhere to policy and any risks are mitigated
  • Will be expected to play a critical role in the continuous review of the Bank’s Credit Policy
  • Detect and evaluate shifts or changes in key risk parameters in a business relationship or industry and evaluate the implications of such changes on continued business dealings
  • Manage all staff in the department and ensure they are adequately resourced to perform their roles as well as partner with the various business lines to ensure a smooth working relationship
  • Maintain and develop professional and technical knowledge by attending and contributing to training programmes, educational workshops, reviewing professional publications, establishing personal networks, participating in professional structures and studies.
Minimum Requirements
  • Undergraduate Degree in Finance, Accounting, Commerce or a related field
  • Masters in Finance or Business will be an added advantage
  • Professional qualification in at least one of the following; CPA, ACCA, ACIB/AKIB, CFA will be an added advantage
  • A minimum of ten (10) years experience in the credit environment of a busy commercial Bank and at a senior level for a minimum of five (5) years
  • Developed understanding of lending products, structuring proposals and different security structures
  • Demonstrated experience in managing a team
Personal Attributes & Skills required in undertaking the role
  • Should be able to support business units in the management of credit
  • Good credit knowledge and awareness as well as business exposure
  • Excellent skills in analysis of credit and financial statements
  • Should be results-oriented, possess the ability to work under pressure and deliver on time
  • Proven problem solving skills
  • Excellent communication & interpersonal skills
  • Advanced report writing and presentation skills
  • Age – 40 years & below
Application Process
Interested candidates meeting the above criteria should forward an application enclosing detailed Curriculum Vitae accompanied by copies of certificates and indicating the current remuneration to the address shown below or send to jobs@co-opbank.co.ke by 19th October 2012.
Please quote this reference on your application and on the envelope: HC/3/HRD/2012
The Director
Human Resources Division
Co-operative Bank of Kenya Ltd.
P.O. Box 48231-00100
NAIROBI
We are an equal opportunity employer.
NB: Only the short listed candidates will be contacted.

Comments

Popular posts from this blog

Dispatch Manager

Systems Developer

People Operations Administrator