Head-Commercial Mortgages

The Position

Reporting to the Director Mortgage, the Head-Commercial Mortgages will be responsible for the establishment of a single point of leadership for Commercial Mortgage Business strategy, sales, operations and service. This role will have full accountability to drive business plans, maximize profitability of Commercial Mortgage Lending, comply with regulations, and mitigate risk exposure

Key Responsibilities

• Development and implementation of strategies necessary to achieve growth in revenues asset book through the commercial mortgage business.
• Retain and enhance business relationships from existing and potential customer base through delivery of excellent customer service.
• Develop, market and monitor the commercial mortgage business including Diaspora business and mortgage schemes, with the aim of ensuring that the Bank remains competitive and keeps track with dynamic mortgage environment.
• Direct involvement in overall business strategy, tactics, and objectives necessary to deliver on Group expectations. Include strategy management planning events, regular one-to-one discussions with peer senior managers.
• Lead and develop an effective team through communication, performance management, development plans and reward/recognition practices.
• Create and implement well-orchestrated action plans including engagement with regulators. Knowledge of all regulatory changes and operational environment and assures that all departments within mortgage are focused on and in compliance with current regulations.
• Implement the Group compliance policy by containing compliance risk in liaison with the Manager Risk and Compliance, ensuring adequate compliance resources and training, fostering a compliance culture and optimizing relations with regulators.
• Responsible for implementing processes and practices that provide governance, assures on going compliance and risk mitigation.
• Maintain internal control standards, including timely implementation of internal and audit points together with any issues raised by external regulators.

The Person

For the above position, the successful applicant should have the following:

• A Bachelor’s degree in a business related field, such as commerce, or business administration.
• A master’s degree in Business Administration, MA or MSC.
• Professional qualifications i.e. AKIB/ACIB, CPA, ACCA will be an added advantage.
• At least 10 years’ experience in general banking with 4 years in Senior Management, which should include:
  • 5 years’ experience in Relationship Management, 3 of which should be at a senior level in Mortgage Business.
  • 3 years’ experience in Credit Analysis and administration.
  • 3 years’ experience in General Bank operations.
  • Demonstrated consistent high performance in role(s) held in the last three years

• A thorough knowledge of Mortgage Banking products and services, and extensive Banking Industry knowledge.
• Excellent high quality interpersonal, communication and negotiation skills with the ability to network and develop strong business relations
• A good understanding of risk, credit policies and procedures.
• Strong leadership skills with demonstrated competences in championing high performance management.
• Excellent planning, organization, problem solving and analytical skills.

The above position is demanding for which the bank will provide a competitive package for the successful candidates.  If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level e-mail and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke

NB: In the event that you are successful, we will require that you provide us with a Certificate of Good Conduct that is not more than 6months old.

To be considered your application must be received by March 21, 2015.

Only short listed candidates will be contacted.

JOB REF: RB 22/2015