Head of Credit Support
JOB REF NO: CR102013
THE POSITION
Reporting to the Director Credit, the role holder will offer leadership in the overall management of the Group NonPerforming Credits, formulate/identify, review and implement policies, strategies/action plans to recover/restructure or restore to performance non-performing loans and provide advice to avoid such situations arising in future.
KEY RESPONSIBILITIES
Overall management of non performing debts to prevent deterioration and improve the bank’s lending asset quality.
Control specific provisions within budget and ensure adequate levels of provisioning on all accounts in accordance with the laid down credit policies.
Managing recovery costs within budgets.
Compliance with the bank’s Credit/NPL Policies and CBK Prudential Guidelines on loan classification and provisioning.
Timely submission of NPL returns to the Group Board and CBK.
Formulation of exposure/recovery strategies, action plans and supervising implementation for expedited closure.
Reduce non performing credit through aggressive recoveries and viable restructuring thus contributing to the Group bottom line through provisions craw backs.
Participation in partnership engagement meetings/forums.
Oversight and support to subsidiaries in the management of the non performing debts.
Receive and forward all enquiries to relevant Managers.
THE PERSON
University degree preferably in Business related field. Possession of an MBA or other professional qualifications (AKIB/ACIB/AICM will be an added advantage)
Minimum of 8 years experience in Commercial Banking out of which 4 years must be management experience in Credit function covering Retail, Corporate Credit ,Mortgage credit, Financial analysis, reporting, monitoring and control of loans.
Risk Analysis and Evaluation, Collaterals/Securities analysis.
Knowledge of CBK/KCB prudential guidelines regarding lending
Knowledge about securities and legal issues relating to lending
Knowledge of Corporate and Mortgage products and administration of credit
Experience in working closely with lawyers
Must have attended KCB (or other) management courses on lending.
Ability to communicate clearly and concisely both orally and written.
Have the ability to make prompt decisions and be independent in problem solving in assigned duties.
Possess the ability to work effectively under pressure and tight deadlines.
Be pleasant, honest, outgoing well groomed and self-driven.
Ability to create and work with teams across the business
The above position is a demanding role which the bank will provide a competitive package for the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 16th July 2013.
Only short listed candidates will be contacted.
THE POSITION
Reporting to the Director Credit, the role holder will offer leadership in the overall management of the Group NonPerforming Credits, formulate/identify, review and implement policies, strategies/action plans to recover/restructure or restore to performance non-performing loans and provide advice to avoid such situations arising in future.
KEY RESPONSIBILITIES
Overall management of non performing debts to prevent deterioration and improve the bank’s lending asset quality.
Control specific provisions within budget and ensure adequate levels of provisioning on all accounts in accordance with the laid down credit policies.
Managing recovery costs within budgets.
Compliance with the bank’s Credit/NPL Policies and CBK Prudential Guidelines on loan classification and provisioning.
Timely submission of NPL returns to the Group Board and CBK.
Formulation of exposure/recovery strategies, action plans and supervising implementation for expedited closure.
Reduce non performing credit through aggressive recoveries and viable restructuring thus contributing to the Group bottom line through provisions craw backs.
Participation in partnership engagement meetings/forums.
Oversight and support to subsidiaries in the management of the non performing debts.
Receive and forward all enquiries to relevant Managers.
THE PERSON
University degree preferably in Business related field. Possession of an MBA or other professional qualifications (AKIB/ACIB/AICM will be an added advantage)
Minimum of 8 years experience in Commercial Banking out of which 4 years must be management experience in Credit function covering Retail, Corporate Credit ,Mortgage credit, Financial analysis, reporting, monitoring and control of loans.
Risk Analysis and Evaluation, Collaterals/Securities analysis.
Knowledge of CBK/KCB prudential guidelines regarding lending
Knowledge about securities and legal issues relating to lending
Knowledge of Corporate and Mortgage products and administration of credit
Experience in working closely with lawyers
Must have attended KCB (or other) management courses on lending.
Ability to communicate clearly and concisely both orally and written.
Have the ability to make prompt decisions and be independent in problem solving in assigned duties.
Possess the ability to work effectively under pressure and tight deadlines.
Be pleasant, honest, outgoing well groomed and self-driven.
Ability to create and work with teams across the business
The above position is a demanding role which the bank will provide a competitive package for the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail address and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 16th July 2013.
Only short listed candidates will be contacted.
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