Credit Analyst

Job vacancy: Credit Analyst (CA)

PharmAccess Group

The PharmAccess Group is dedicated to affordable access to quality health care in Africa, by stimulating investments through partnerships with the private sector and government institutions.  This group of non-profit organizations has a shared goal, working towards achieving inclusive health care for Africa. In doing so, we contribute to healthier populations and social and economic development.

Our integrated approach consists of complementary initiatives that aim to increase investments and resources, efficiency and effectiveness within the healthcare system. By combining standards for quality improvement (SafeCare), loans for healthcare providers (Medical Credit Fund), health plans (health insurance), mHealth, in-depth impact research and advocacy, we simultaneously stimulate the demand for and supply of health care for the informal sector.

The approach of PharmAccess Group has helped shape the agenda for health financing and delivery, as evidenced by recognitions by the UN, the G20, the World Economic Forum and the OECD. PharmAccess Group has offices in Kenya, Tanzania, Nigeria, Namibia, Ghana and the Netherlands.

The PharmAccess Group is a growing and vibrant organization working with a network of over 2,000 health facilities in 47 Counties in Kenya. In order to meet the growing demand for PharmAccess initiatives in Kenya, we are looking to hire suitable candidates to fill the position of Credit Analyst.

Credit Analyst – 1 position

Employed by the PharmAccess Foundation, the overall responsibility of the CA is to contribute to all Kenyan activities of Medical Credit Fund (MCF) and Africa Health Infrastructure Fund (AHIF); this includes but is not limited to:

Recruiting and vetting of loan proposals from health facilities in conjuncture with banking partners and technical partners.

Overseeing that all loan proposals for which MCF or AHIF capital or guarantees are requested not only meet sound business and finance standards but also strive to improve the medical quality of the loan applicant.

Formalizing MCF or AHIF commitments by preparing, channeling and presenting internal investment memoranda as well as supporting the partner banks in finalizing their respective internal approval and securitization processes.

Monitoring of the performance of banking partners as regards loan performance and adequate reporting thereof.

Cooperating with PharmAccess and technical partner staff providing technical assistance to health facilities that are active borrowers.

Keeping track of trends and developments in the market segments of MCF and AHIF and pro-actively instigate internal review thereof in order for MCF and AHIF to stay on top of their business.

Competencies Required

The successful candidate will possess all-round competencies in view of the size of the MCF/AHIF team at PharmAccess Foundation.

Demonstrable understanding of internal loan processing and management information systems of banks in order to be an effective liaison between funds and banks.

Experienced in drafting or analyzing business plans and loan applications and preferably has an understanding of the peculiarities of the private health care sector.

Ability to develop credit proposals /board credit papers where necessary or when called upon for review.

Excellent inter-personal skill and ability to build and maintain cordial yet effective and efficient relationships with technical and banking partners, with internal stakeholders such as MCF and AHIF investors, with MCF and AHIF teams in Amsterdam and other PharmAccess teams in Nairobi and with other industry stakeholders, including the Government of Kenya.

Strong sales and marketing skills in order to directly recruit prospective health facilities in the MCF and AHIF programs and to assist in designing forward-looking MCF and AHIF marketing policies and materials.

Outstanding qualities in data base management, keeping track of MCF and AHIF pipelines and outstanding commitments, reporting on the same at high level and high frequency, and alerting and suggesting remedial courses of action in case performance is not on track in view of set targets.

Qualifications and Experience Required

The preferred candidate has three years’ experience in general business and financial analysis with an additional track record in detailed credit analysis.

MBA or post graduate qualification in business management, accounting and/or finance preferably from a reputed business school or qualification in ACCA, CFA/CPS.

At least three years experience in banking or other financial service delivery institutions such as investment, insurance.

Proven excellent analytical and writing skills.

Must be commercial minded person and a deal maker.

This is a challenging opportunity for a dedicated and highly motivated professional. If you would like to join us, please submit your application to vacancies@pharmaccess.or.ke, quoting the position in the email subject matter. Deadline for application is 1 May 2015.

PharmAccess is an equal opportunity employer. For more information on our work please visit www.pharmaccess.org